CredaFi
Programmable capital for climate assets

The programmable capital stack for modern energy infrastructure

CredaFi unifies data, structuring and on-chain markets so lenders can originate, securitize and distribute energy transition assets programmatically.

Designed for originators, credit funds and climate-focused banks.

Designed for
Originators
Credit & infrastructure funds
Banks
RWA protocols

Programmable capital stack for modern energy infrastructure

We work with financial institutions and project finance lenders to digitize deployed systems – including EV charging, battery storage, HVAC retrofits, and distributed power.

Real-time data layer

  • Ingest repayment, performance and collateral data from LOS, LMS, meters and IoT.
  • Create a unified, queryable view of loans and infrastructure assets.
  • Normalize cashflows so they can be structured and distributed programmatically.

Structuring & ledger layer

  • Model SPVs, waterfalls and tranches as code instead of spreadsheets.
  • Encode eligibility criteria, triggers and covenants directly into the structure.
  • Represent loans and infrastructure assets as digital objects ready for tokenization.

Markets & distribution layer

  • Issue notes or tokenized participations to funds, banks and RWA protocols.
  • Stream performance and reporting in real time to investors and counterparties.
  • Connect to institutional and crypto-native markets without re-implementing rails.

How CredaFi works

Data sources
CredaFi core
Banks / Funds / Protocols
1

Unify climate assets on a single ledger

EV fleets, solar, storage and microgrids are mapped into a single transaction model – so every loan, asset and cashflow behaves consistently across systems.

2

Encode SPVs and waterfalls as workflows

Asset onboarding, pooling, issuance and waterfall calculations run as workflows instead of manual spreadsheets and email chains.

3

Embed compliance and reporting in the rails

KYC, eligibility checks, climate metrics and investor reporting are built into the data and structuring layers, enabling institutional-grade transparency.

Why CredaFi?

Built for climate and energy

EV fleets, solar, storage and microgrids have messy data, multi-party risk and complex capital stacks. CredaFi is tuned for that reality, not generic RWAs.

Interoperable with banks and DeFi

REST and on-chain integrations make it easy for banks, credit funds and RWA protocols to plug into the same SPV objects – without rebuilding infrastructure.

Governance and risk first

We assume regulators, LPs and counterparties will ask to see everything. CredaFi is built to withstand institutional scrutiny from day one.

Ready to prototype your next climate SPV?

We run working sessions with originators, funds and protocols that want to move from pitch deck to programmable structure.